Protection against third-party bodily injury and property damage claims. The foundation of business insurance coverage.
Key Features
Coverage Details
Covers claims when someone is injured on your premises or as a result of your operations.
Protection when your business operations damage someone else is property.
Coverage for claims of libel, slander, copyright infringement, and similar offenses.
Protection for claims arising from products you sell or work you completed.
Who Needs This
General Liability insurance is essential for businesses that want to protect against specific risks in their operations. Here's who typically needs this coverage:
FAQs
Coverage needs depend on your industry, contracts, and risk profile. Most businesses need at least $2M per occurrence. We help you determine the right limits.
No, CGL covers bodily injury and property damage, not professional mistakes. Professional liability (E&O) insurance is needed for professional services.
Yes, clients and landlords often require additional insured status. These can be added via endorsement.
Coverage Guides
Industries We Serve
Insights
Whether you sell from a storefront, a website or both, here is how to protect inventory, shipments, customers and your online operations.
Technology errors and omissions and cyber insurance protect against different failures. For SaaS companies, gaps between them are where claims fall through.
General liability and professional liability cover very different risks. Here is how to tell which you need, and why many businesses need both.
