General Liability Insurance
Protection against third-party bodily injury and property damage claims. The foundation of business insurance coverage.
Key Features
What general liability insurance covers.
Coverage Details
What's included.
Bodily Injury Liability
Covers claims when someone is injured on your premises or as a result of your operations.
Property Damage Liability
Protection when your business operations damage someone else is property.
Personal & Advertising Injury
Coverage for claims of libel, slander, copyright infringement, and similar offenses.
Products-Completed Operations
Protection for claims arising from products you sell or work you completed.
Who Needs This
Is general liability insurance right for you?
General Liability insurance is essential for businesses that want to protect against specific risks in their operations. Here's who typically needs this coverage:
FAQs
Common questions.
How much general liability coverage do I need?
Coverage needs depend on your industry, contracts, and risk profile. Most businesses need at least $2M per occurrence. We help you determine the right limits.
Does CGL cover professional errors?
No, CGL covers bodily injury and property damage, not professional mistakes. Professional liability (E&O) insurance is needed for professional services.
Can I add additional insureds?
Yes, clients and landlords often require additional insured status. These can be added via endorsement.