Professional Liability Insurance
Protection for professionals against claims of errors, omissions, and negligence. Essential coverage for anyone providing professional advice or services.
Key Features
What professional liability insurance covers.
Coverage Details
What's included.
Professional Negligence
Coverage for claims alleging failure to perform professional services to expected standards.
Errors & Omissions
Protection against claims arising from mistakes or failures in professional work.
Defense Costs
Legal defense costs are covered even if claims are ultimately groundless.
Regulatory Defense
Coverage for legal costs when facing regulatory investigations or disciplinary proceedings.
Who Needs This
Is professional liability insurance right for you?
Professional Liability insurance is essential for businesses that want to protect against specific risks in their operations. Here's who typically needs this coverage:
FAQs
Common questions.
What is the difference between professional liability and general liability?
Professional liability covers financial losses from professional errors and advice. General liability covers bodily injury and property damage. Most professionals need both.
Do I need professional liability as a consultant?
Yes. Consultants providing professional advice face significant E&O exposure. Client contracts often require proof of professional liability coverage.
What is prior acts coverage?
Prior acts coverage extends protection to professional work performed before the policy inception date. This is important because claims often arise years after work is completed.
Industries We Serve