Summit Commercial Insurance Solutions
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Professional Services Insurance

E&O, cyber, and general liability for consultants, accountants, engineers, and advisors. Protecting professionals who stake their reputation on their work.

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The Challenges

Risks unique to professional services.

Professional Liability

Advice and deliverables can trigger claims years after the work is done.

Client Data

Handling sensitive client information creates cyber and privacy liability.

Contract Requirements

Clients increasingly demand specific coverage limits and policy forms.

Regulatory Exposure

Professional licensing boards add another layer of accountability.

Coverage

Coverage types for professional services companies.

Every business is different. We'll work with you to build a coverage package that addresses your specific risks and meets your contractual requirements.

Professional Liability / E&O
Cyber Liability
Commercial General Liability
Directors & Officers
Employment Practices Liability
Commercial Property

Why Summit

Why professional services companies choose Summit.

1

Deep professional services expertise

2

Coverage tailored to your specific discipline

3

Fast certificates for client requirements

4

Competitive rates for established firms

Common Questions

Professional Services insurance FAQs.

What is the difference between E&O and general liability?+
E&O covers financial losses from your professional advice or services. General liability covers bodily injury and property damage. Professional services firms typically need both types of coverage.
How far back does E&O coverage extend?+
E&O policies typically cover claims made during the policy period for acts going back to a retroactive date. Maintaining continuous coverage protects against claims from past work.
Do I need cyber insurance if I handle client data?+
Yes. Any business that collects, stores, or processes client data has cyber exposure. A breach notification alone can cost tens of thousands of dollars, not including liability claims.
What coverage limits do clients typically require?+
Requirements vary by client and industry. Common minimums are $1M-$2M for E&O and general liability. Enterprise clients and government contracts often require $5M or more.

Built for growth. Backed by clarity.

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