Disclosures.

Summit Commercial Solutions takes pride in the services our brokerages provide to you, our client, for insurance brokerage and other related services and we are always working towards our main mission: To create value through transparency and change the way people feel about insurance. Our role is to provide you with the best insurance value that combines coverage, service and price. We also provide personalized service that includes professional insurance advice, ongoing policy maintenance and claims support. When any issue arises regarding your insurance coverage, we are your advocate, using our professional experience to best represent your interests.

Summit is committed to providing excellent advice, service and products to our consumers. In addition, we're is required to provide consumers with certain disclosures to ensure we are compliant with the regulators in each of the provinces we operate in. Please review the following disclosures prior to binding your insurance policy.

Privacy Policy
Commission, usually calculated as a percentage of the premium paid to the insurer for the individual policy, is paid to us by the insurer for the distribution and servicing of your insurance policy. Our commission is factored into your premium, and these figures are presented in your proposal and insurance policy documents - providing complete transparency. The brokers who place and service your insurance policy may be paid compensation that varies directly with the commissions we receive.

How We Get Paid
For our efforts we are compensated in a variety of ways, primarily in the form of commissions and contingency amounts paid by insurance companies and, in some cases, fees paid by clients or third parties. The methods by which we are compensated are described in the above page.

CISRO Principles of Conduct
The Canadian Insurance Services Regulatory Organizations (CISRO) has published the Principles of Conduct for Insurance Intermediaries to help ensure the fair treatment of customers in the life & health and property & casualty insurance sectors. Click the link above to review the Principles of Conduct document.

RIBO Fact Sheet (Ontario Clients)
As a customer, you have the right to professional advice from a broker who is well informed about the products they are selling. You have the right to be treated with fairness and integrity. Click the link above to review what you should expect when dealing with a licensed insurance broker.

Fully Independent Canadian Brokerage
Summit does not have any exclusive arrangements or loans which require us to place a specified portion of our business with one insurance company. Our independence allows us to always work in the best interests of our clients.

Conflicts of Interest
Summit commits to avoiding conflicts of interest, and where a conflict cannot be avoided, to disclosing the conflict to our clients prior to binding of coverage.

We want you to choose Summit to be your trusted insurance advisor – and we intend to make your decision an educated and transparent one.