Summit Commercial Insurance Solutions
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Construction & Realty Insurance

From general contractors to property managers — coverage that keeps pace with your projects. Builder's risk, liability, and property insurance built for construction.

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Talk to a Construction & Realty insurance specialist

The Challenges

Risks unique to construction & realty.

Project Complexity

Each project has unique risks, timelines, and contractual requirements.

Subcontractor Exposure

You're often liable for subcontractor work and their insurance gaps.

Weather & Delays

Unforeseen events can derail timelines and trigger costly claims.

Certificate Management

Property managers and GCs juggle dozens of COIs at any given time.

Coverage

Coverage types for construction & realty companies.

Every business is different. We'll work with you to build a coverage package that addresses your specific risks and meets your contractual requirements.

Builder's Risk
Commercial General Liability
Wrap-Up Programs
Professional Liability
Commercial Property
Equipment Floater

Why Summit

Why construction & realty companies choose Summit.

1

Construction specialists on staff

2

Fast COI turnaround for project deadlines

3

Experience with complex wrap-up programs

4

Proactive subcontractor compliance monitoring

Common Questions

Construction & Realty insurance FAQs.

What is builder's risk insurance and when do I need it?+
Builder's risk covers structures under construction against damage from fire, weather, theft, and vandalism. It is typically required from groundbreaking until project completion or occupancy.
Who is responsible for subcontractor insurance?+
General contractors are often held liable for subcontractor work. Contracts should specify insurance requirements, and GCs should verify coverage before subs begin work.
What is a wrap-up insurance program?+
A wrap-up (OCIP or CCIP) provides unified coverage for all contractors on a project. It can reduce costs, eliminate coverage gaps, and simplify claims handling on large projects.
How quickly can I get certificates of insurance?+
We typically issue COIs within 24 hours for standard requests. Rush requests for project deadlines can often be accommodated same-day.

Built for growth. Backed by clarity.

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