E-commerce and Retail Insurance: Product Liability, Inventory and Shipping Risk
Whether you sell from a storefront, a website or both, here is how to protect inventory, shipments, customers and your online operations.
Insurance for retail stores, online sellers, wholesalers and distributors. From customer injuries on the shop floor to stock in the warehouse and payments online, coverage built around how you actually sell.
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The Challenges
Stock in stores, warehouses and distribution centres is significant capital exposed to theft, damage and spoilage.
Retailers and distributors can be held liable for defective products they sell, even if they did not manufacture them.
Customer injuries in high-traffic stores and showrooms are a constant exposure.
E-commerce platforms and POS systems make you a target for payment card fraud and data breaches.
High staff turnover and seasonal hiring create employment practices liability exposure.
Coverage
Every business is different. We'll work with you to build a coverage package that addresses your specific risks and meets your contractual requirements.
Why Summit
Deep retail and wholesale expertise
Coverage for online and physical operations
Inventory valuation and distribution centre protection
Fast response for seasonal businesses
Common Questions
Insights
Whether you sell from a storefront, a website or both, here is how to protect inventory, shipments, customers and your online operations.