Directors & Officers Insurance
Personal liability protection for company leadership. Essential coverage for directors, officers, and management.
Key Features
What directors & officers insurance covers.
Coverage Details
What's included.
Side A Coverage
Direct protection for directors and officers when the company cannot indemnify them.
Side B Coverage
Reimburses the company when it indemnifies directors and officers.
Side C / Entity Coverage
Covers the company itself for securities claims and related litigation.
Employment Practices
Protection against claims of wrongful termination, discrimination, and harassment.
Who Needs This
Is directors & officers insurance right for you?
Directors & Officers insurance is essential for businesses that want to protect against specific risks in their operations. Here's who typically needs this coverage:
FAQs
Common questions.
Do private companies need D&O insurance?
Yes, private companies face D&O claims from investors, creditors, employees, and regulators. D&O is essential regardless of company structure.
What is the difference between D&O and E&O?
D&O covers leadership decisions and governance. E&O covers professional services and advice to clients. Many companies need both.
Does D&O cover employment claims?
Many D&O policies include employment practices liability (EPLI). This can also be purchased as a standalone policy.