Summit Commercial Insurance Solutions
Industries/

Transportation Insurance

Fleet coverage, cargo insurance, and liability protection for logistics and transportation companies. Moving Canadian commerce safely.

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The Challenges

Risks unique to transportation.

Fleet Exposure

Vehicles on the road represent significant accident and liability risk.

Cargo Liability

Responsibility for goods in transit can extend beyond your direct control.

Driver Management

Driver behavior directly impacts premiums and claims experience.

Regulatory Compliance

Transportation is heavily regulated with specific insurance requirements.

Coverage

Coverage types for transportation companies.

Every business is different. We'll work with you to build a coverage package that addresses your specific risks and meets your contractual requirements.

Commercial Auto
Cargo Insurance
Commercial General Liability
Motor Truck Cargo
Physical Damage
Hired & Non-Owned Auto

Why Summit

Why transportation companies choose Summit.

1

Transportation specialists

2

Competitive fleet pricing

3

Experience with cross-border operations

4

Risk management and driver safety programs

Common Questions

Transportation insurance FAQs.

What is motor truck cargo insurance?+
Motor truck cargo covers goods you transport for others against damage or theft while in transit. Coverage limits and exclusions vary based on the types of freight you haul.
Do I need separate coverage for cross-border operations?+
Yes. US operations require compliant coverage that meets DOT and FMCSA requirements. We can structure policies that cover both Canadian and US operations.
How do driver records affect my premiums?+
Driver safety records significantly impact fleet insurance costs. Implementing driver training and safety programs can help reduce premiums over time.
Is trailer theft covered under my auto policy?+
Trailers may be covered under physical damage coverage, but limits and deductibles vary. High-value trailers and cargo may need additional coverage.

Built for growth. Backed by clarity.

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