Errors & Omissions Insurance
Professional liability coverage for service-based businesses. Protection when advice or services do not go as planned.
Key Features
What errors & omissions insurance covers.
Coverage Details
What's included.
Professional Negligence
Coverage for claims alleging you failed to perform services with appropriate care and skill.
Errors and Omissions
Protection for mistakes, oversights, or failure to deliver promised services.
Legal Defense
Covers attorney fees, court costs, and other defense expenses regardless of claim outcome.
Settlement & Judgments
Pays settlements and judgments up to policy limits when you are found liable.
Who Needs This
Is errors & omissions insurance right for you?
Errors & Omissions insurance is essential for businesses that want to protect against specific risks in their operations. Here's who typically needs this coverage:
FAQs
Common questions.
What is the difference between E&O and general liability?
General liability covers bodily injury and property damage. E&O covers financial losses from your professional services and advice.
How far back does coverage extend?
E&O policies typically cover claims made during the policy period for acts going back to a specified retroactive date.
Do I need E&O if I have contracts limiting my liability?
Yes, contractual limitations do not eliminate liability. Many clients require E&O coverage regardless of contract terms.