Market UpdateInsurance Markets
Rates are falling. So why aren't renewals?
Canadian commercial rates fell 6% in Q3 2026, yet renewals rose 1.3% for most businesses. What changed by coverage, size and province, and where to push.
6 min read
Plain-language insurance guidance for small and growing Canadian businesses.
Business insurance at SummitCanadian commercial rates fell 6% in Q3 2026, yet renewals rose 1.3% for most businesses. What changed by coverage, size and province, and where to push.
A practical checklist of the coverage professional services firms need, from E&O and cyber to office contents and key person protection.
Ransomware, business interruption, breach notification and the security controls insurers now expect before they will quote.
Learn how coinsurance works in property insurance policies and why maintaining adequate coverage limits matters.